Ко за тих 40 година улаже само 100 долара месечно у S&P 500 (нешто више од 10 000 динара)
За 40 година неће бити на нули, већ ће имати скоро милион долара. (вероватно и више, рачунао сам годишњи принос од 12 %, а у просеку је скоро па 13 %.
Investing an initial amount of $0.00 with regular contributions of $100.00 per month could be worth $979,308.97 after 40 years if the annual rate of return was 12.00%.
Pogledajte prilog 1566037
Results Summary
| Starting amount: | $0.00 |
| Years to invest: | 40 |
| Additional contributions: | $100.00 per month |
| Hypothetical annual rate of return: | 12.00% compounded annually |
| Total amount invested: | $48,000.00 |
| Ending investment balance: | $979,308.97 |
Investment balance by year
| Year | Investment | Earnings | Balance |
| Start | $0 | | $0 |
| 1 | $1,200.00 | $76.65 | $1,276.65 |
| 2 | $1,200.00 | $229.85 | $2,706.50 |
| 3 | $1,200.00 | $401.41 | $4,307.91 |
| 4 | $1,200.00 | $593.60 | $6,101.51 |
| 5 | $1,200.00 | $808.83 | $8,110.34 |
| 6 | $1,200.00 | $1,049.90 | $10,360.24 |
| 7 | $1,200.00 | $1,319.88 | $12,880.12 |
| 8 | $1,200.00 | $1,622.28 | $15,702.40 |
| 9 | $1,200.00 | $1,960.95 | $18,863.35 |
| 10 | $1,200.00 | $2,340.27 | $22,403.62 |
| 11 | $1,200.00 | $2,765.09 | $26,368.71 |
| 12 | $1,200.00 | $3,240.92 | $30,809.63 |
| 13 | $1,200.00 | $3,773.81 | $35,783.44 |
| 14 | $1,200.00 | $4,370.66 | $41,354.10 |
| 15 | $1,200.00 | $5,039.15 | $47,593.25 |
| 16 | $1,200.00 | $5,787.84 | $54,581.09 |
| 17 | $1,200.00 | $6,626.39 | $62,407.48 |
| 18 | $1,200.00 | $7,565.55 | $71,173.03 |
| 19 | $1,200.00 | $8,617.41 | $80,990.44 |
| 20 | $1,200.00 | $9,795.49 | $91,985.93 |
| 21 | $1,200.00 | $11,114.96 | $104,300.89 |
| 22 | $1,200.00 | $12,592.75 | $118,093.64 |
| 23 | $1,200.00 | $14,247.90 | $133,541.54 |
| 24 | $1,200.00 | $16,101.65 | $150,843.19 |
| 25 | $1,200.00 | $18,177.84 | $170,221.03 |
| 26 | $1,200.00 | $20,503.17 | $191,924.20 |
| 27 | $1,200.00 | $23,107.57 | $216,231.77 |
| 28 | $1,200.00 | $26,024.44 | $243,456.21 |
| 29 | $1,200.00 | $29,291.39 | $273,947.60 |
| 30 | $1,200.00 | $32,950.35 | $308,097.95 |
| 31 | $1,200.00 | $37,048.40 | $346,346.35 |
| 32 | $1,200.00 | $41,638.22 | $389,184.57 |
| 33 | $1,200.00 | $46,778.79 | $437,163.36 |
| 34 | $1,200.00 | $52,536.26 | $490,899.62 |
| 35 | $1,200.00 | $58,984.60 | $551,084.22 |
| 36 | $1,200.00 | $66,206.75 | $618,490.97 |
| 37 | $1,200.00 | $74,295.56 | $693,986.53 |
| 38 | $1,200.00 | $83,355.01 | $778,541.54 |
| 39 | $1,200.00 | $93,501.61 | $873,243.15 |
| 40 | $1,200.00 | $104,865.82 | $979,308.97 |
