Americki senatori predlazu uvecanje fonda federalne agencije za osiguranje depozita. Jedini razlog za tako nesto je ako se predvidja slom preostalih banaka i neophodnost kakvog-takvog pokrivanja stednih depozita gradjana.
Bill Seeks to Let FDIC Borrow up to $500 Billion
WASHINGTON -- Senate Banking Committee Chairman Christopher Dodd is moving to allow the Federal Deposit Insurance Corp. to temporarily borrow as much as $500 billion from the Treasury Department.
The FDIC's deposit-insurance fund has fallen precipitously with 25 bank failures in 2008 and 16 so far in 2009. Some bank failures have a bigger impact on the fund than others, as IndyMac's failure cost the fund more than $10 billion, while many others cost the fund less than $100 million.